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2. Friendship Clubs in Mumbai: Here are some “I have very bad experience from all these
facts about friendship club in Mumbai that clubs, I have lost 55000 Rs in these clubs
you should know. Many of them will ask you but didn’t receive anything and we can't
pay some money in exchange of contact complaint about these, police will say why
numbers for people who are interested in you want to join these clubs for fun and
friendship. These so called “Friendship Clubs” sex and they will s***w us.
who advertise themselves in daily newspapers, Why these people cheat I don't understand.
local classifieds and websites and draw
attention of many youngsters. But the fact is,
most of them are scam and you will not fall
for them.

3. I have heard some guys just earn from having
sex with rich and sophisticated women, and
there are gigolos who earn, there are some
genuine clubs but my luck was bad. First I had
deposited the amount to get in, then deposited
to have return back but all the time I failed
and lost my 55000 Rs.
I have deposited money in Sonyclub, Masticlub
and Fanas club, but they are all fakes,
don't or never try to deposit in their account at
ICICI bank account. They are not from
Mumbai. People are earning huge amounts
from this clubs. But there are some real clubs
who don’t advertise and I am searching for
them to gain my lost money, by having sex
and earning.” Said Mr. Niket Parikh (name
changed)

4. 1. FAIR SKIN - IF YOU ARE A BLONDE OR A REDHEAD, YOU NEED
TO STICK WITH DARK COLORS. YOUR PALE SKIN LOOKS EVEN
WORSE WHEN PAIRED WITH WHITE. GO WITH NAVY, BLUES,
BASIC BLACK OR A SAGE GREEN.
2. SALLOW SKIN - IF YOU LOOK A BIT YELLOW OR GREEN, YOU
DEFINITELY NEED TO AVOID WEARING THESE COLORS. A
YELLOW SHIRT WILL JUST MAKE YOU LOOK LIKE A GIANT
BANANA. GO WITH WHITES, BLUES AND BLACK.
3. DARKER SKIN - YOU HAVE IT MADE. PRETTY MUCH ALL COLORS
WORK FOR YOU. STAY AWAY FROM DARK BROWNS OR DULL
COLORS THAT DON'T HIGHLIGHT YOUR GORGEOUS COLOR.

6. Hi Doctor,
• I am a 24-year-old woman. My problem is that I cannot orgasm during sexual
intercourse, even though my fiancé's penis is of satisfactory length. We've tried
different positions and he can keep up the act for more than 20 minutes, but I can
only orgasm during foreplay. Can you help?
Regards,
Payal J
• Between half and two-thirds of women will attain orgasm only through
direct clitoral stimulation. Peno-vaginal thrusting alone, however
vigorous, often `misses the mark' completely and leaves the lady `high and
dry'. It appears that, during foreplay, your partner is stimulating the
clitoris, albeit inadvertently. That's why you are able to attain orgasm.
Show him where your clitoris is located. Many men don't know. It is
possible to negotiate coital positions and thrusting such that the clitoris is
stimulated quite well during sexual intercourse.

7. • Ingredients
• 4 eggs
• 2 c. sugar
• 1 c. sifted
• self-rising flour
• 1 c. chopped nuts
• 1 c. butter or margarine
• 3 sq. semisweet
• chocolate, melted
• How to make Rich Brownies
Beat eggs and sugar together; add flour
and nuts.
Stir in margarine and chocolate.
Place batter in greased and floured 13 x
9-inch pan.
Bake at 375 degrees for 35 minutes.

8. The look you should wear
with confidence to add that
extra sex-appeal

9. The itchy scalp and white flakes of
dandruff that you may have noticed You can’t prevent dandruff, but in most cases,
you can control the problem with home
on your sweaters and blouses are treatments. Try these strategies:
usually not a medical problem, but
they can certainly be embarrassing. • Massage the shampoo into your scalp well, then
Dandruff, a mild form of a common leave it on for five minutes to give it time to
skin condition called seborrheic work. Rinse thoroughly. This gets rid of the cells
you’ve dislodged, and it keeps shampoo residue
dermatitis, appears when skin cells from adding to your scalp irritation.
grow and die off too fast. • Try different types of shampoos until you find
the one that works for you. Over time, a
shampoo may lose its effectiveness and you may
need to switch to another.
• Avoid excessive heat on your scalp. Frequent
blow-drying can contribute to flaky skin.
• Try not to scratch your scalp. Scratching can
leave cuts in the skin and may lead to an
infection.

14. • I would encourage young people to start
Does the Generation “Y” face similar financial
with enhancing their knowledge by
problems as their parents? What kind of
reading. Remember that you do not have
frustrations are they facing with their financial
to know everything about investing to get
and investment experience
started.
1. How to get started 2. Change the mindset
• If you hear your parents, you will realise that • Know what you spend and how you
they are not sure how to get started, even to the spend your monthly income. Do not do a
point of going out there to find a job. The older guessing game with your hard earned
generation would say as long as I find a job that money. Most of the young generation do
gives me good pay I will be fine but Generation not know specifically where their
“Y” would like to have a job that not only gives earnings go
them good pay but also something that they like 3. Put up a personal budget and
and can enjoy.
• Then again if they have a job, they will wonder plan
“where do I get started?”. Pay off my student • Once you realised that you have been
loan first? Buy stocks? - What stocks to buy? wasting your money, you would want to
Shall I put my money into mutual funds or start re-look at what you have been doing and
a small business? Shall I commit to real estate put up a plan. Write a list of the constant
investment? (fixed) monthly expenses. Ensure you
apportion 20% of your income to your
savings first.

15. 4. How to invest
• There is a difference of being rich and
wanting to be rich. A lot of us are caught into
the frenzy of hot stock tips, day trading and
other fancy alternative investments. Those
investment tips are well written and very
tempting and motivating and they put you in
your dream world.
• Usually the buy-and-hold, long term strategy
investment, as advised by Warren Buffet is
the best bet. Patience is the virtue of life. Do
not get caught up in the “hot tips” lifestyle
• Buy stocks with fundamentals, Use your head not
your heart whenever investing is concerned.